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Generous Hearts - Transforming Lives
Creating your forever legacy to give hope to a community in need
Thank you for considering giving on a significant level to help children in our community. Your gift will help secure a place to keep children safe and change lives forever. Know how grateful we are for you.
If you want to discuss any of the following options, including leaving a gift in your will, or have any questions, please contact Amanda Adkins, our Director of Development, at development.director@kidskottage.org or phone our main line at 780-448-1752 to be put in contact with Amanda.
Ways To Give
The information provided on this page is general in nature and is not intended as a substitute for professional advice. Kids Kottage encourages all donors who are planning a legacy gift to seek independent legal and financial council.
We are so thankful for you including us in your estate planning. Financial gifts, either lump sums or portions of your remaining estate, can be directed to Kids Kottage Foundation in your will. Provide instructions to your estate planner or financial advisor preparing your will of your request.
Please let us know about your planned gift. We would love to say thank you!
Donating gifts of securities such as stocks, bonds or mutual funds is a tax-smart way to support Kids Kottage Foundation while enhancing your charitable gift.
By donating publicly traded securities, you eliminate the capital gains tax that would be payable if you were to first sell the stock and then donate the proceeds.
Donating securities is easy. The simplest way to make your gift of stock or securities is to have them electronically transferred from your brokerage account to Kids Kottage Foundation brokerage account. You will receive a receipt for income tax purposes for the full appreciated value of your securities on the day they are received—similar to when you donate cash gifts.
IMPORTANT: All gifts of publicly traded securities, either gifted today or through your estate plan’s, should be designated directly to Kids Kottage Foundation so that the full value of the appreciated investment obtains the capital gains exemption. For information about making a securities transfer to Kids Kottage Foundation, please talk with your financial advisor.
Gift of Securities Online Form
Downloadable Form
Depending on your investment portfolio, retirement assets can often be very heavily taxed when withdrawn. Should sufficient alternative funds be available for your retirement years, Kids Kottage Foundation could be named as the direct beneficiary of your RRSP/RRIF assets (except in Quebec, where the beneficiary must be an individual). This would allow you to obtain full tax benefits without having to subject the funds to probate.
You could also gift Kids Kottage your retirement asset proceeds through your Will. A donation tax receipt would then offset taxes on your final tax return, and/or the year preceding.
It’s easy to set up designated gifts for your retirement assets. Just contact your Investment Advisor to have the beneficiary information updated.
A Charitable Remainder Trust (CRT) allows you to secure a charitable gift for the future, while allowing you to retain the income interest on your assets throughout your life.
Charitable remainder trusts are established by transferring investments to a trustee who will manage the trust account during your lifetime and provide you with income from the investment, such as dividends and interest. Upon your death, the trustee is required to donate the capital of the investment to Kids Kottage Foundation to ensure your charitable wishes are carried out. You could also give a life interest in the charitable remainder trust to someone else, such as your spouse, with the capital being gifted only after your spouse’s death.
The advantage of a charitable remainder trust is that you may receive a charitable donation tax receipt at the time the trust is established based on the calculation of the fair market value of the residual interest that belongs to the charity. Gifts made through charitable remainder trusts are irrevocable, with the residual interest always being secured for charitable purpose.
A charitable gift annuity is a financial product that is purchased through a life insurance company. It allows you to make a charitable gift today, while providing you with a guaranteed fixed income for the rest of your life, or a specified number of years.
With charitable gift annuities, a donation receipt can be issued for the gift portion retained by the charity after the purchase cost of the annuity. This can be used to offset taxes payable in the short term, and save estate probate fees later.
Charitable gift annuities are often beneficial to older Canadians as they represent safe and guaranteed investment and income.
Life Insurance policies can be assigned to a charity and tax benefits can occur for the donor either during the donor’s lifetime or be realized as part of the donor’s estate. Donors are advised to discuss the many options available with their financial advisor.
Gifts Of Securities
Donating gifts of securities such as stocks, bonds or mutual funds is a tax-smart way to support Kids Kottage Foundation while enhancing your charitable gift.
By donating publicly traded securities, you eliminate the capital gains tax that would be payable if you were to first sell the stock and then donate the proceeds.
Donating securities is easy. The simplest way to make your gift of stock or securities is to have them electronically transferred from your brokerage account to Kids Kottage Foundation brokerage account. You will receive a receipt for income tax purposes for the full appreciated value of your securities on the day they are received—similar to when you donate cash gifts.
IMPORTANT: All gifts of publicly traded securities, either gifted today or through your estate plan’s, should be designated directly to Kids Kottage Foundation so that the full value of the appreciated investment obtains the capital gains exemption. For information about making a securities transfer to Kids Kottage Foundation, please talk with your financial advisor.
Here is our securities donation form
Registered Retirement Savings Plans (RRSPs)/ Registered Retirement Income Funds (RRIFs)
Depending on your investment portfolio, retirement assets can often be very heavily taxed when withdrawn. Should sufficient alternative funds be available for your retirement years, Kids Kottage Foundation could be named as the direct beneficiary of your RRSP/RRIF assets (except in Quebec, where the beneficiary must be an individual). This would allow you to obtain full tax benefits without having to subject the funds to probate.
You could also gift Kids Kottage your retirement asset proceeds through your Will. A donation tax receipt would then offset taxes on your final tax return, and/or the year preceding.
It’s easy to set up designated gifts for your retirement assets. Just contact your Investment Advisor to have the beneficiary information updated.
Charitable Remainder Trusts (Crt)
A Charitable Remainder Trust (CRT) allows you to secure a charitable gift for the future, while allowing you to retain the income interest on your assets throughout your life.
Charitable remainder trusts are established by transferring investments to a trustee who will manage the trust account during your lifetime and provide you with income from the investment, such as dividends and interest. Upon your death, the trustee is required to donate the capital of the investment to Kids Kottage Foundation to ensure your charitable wishes are carried out. You could also give a life interest in the charitable remainder trust to someone else, such as your spouse, with the capital being gifted only after your spouse’s death.
The advantage of a charitable remainder trust is that you may receive a charitable donation tax receipt at the time the trust is established based on the calculation of the fair market value of the residual interest that belongs to the charity. Gifts made through charitable remainder trusts are irrevocable, with the residual interest always being secured for charitable purpose.
Charitable Gift Annuity
A charitable gift annuity is a financial product that is purchased through a life insurance company. It allows you to make a charitable gift today, while providing you with a guaranteed fixed income for the rest of your life, or a specified number of years.
With charitable gift annuities, a donation receipt can be issued for the gift portion retained by the charity after the purchase cost of the annuity. This can be used to offset taxes payable in the short term, and save estate probate fees later.
Charitable gift annuities are often beneficial to older Canadians as they represent safe and guaranteed investment and income.
Life Insurance policies can be assigned to a charity and tax benefits can occur for the donor either during the donor’s lifetime or be realized as part of the donor’s estate. Donors are advised to discuss the many options available with their financial advisor.
